I Want To Live By Myself When I Move Out Of My Parent's Place But I'm Really Afraid Of Money Problems?

I want to live by myself when I move out of my parent's place but I'm really afraid of money problems? I'm afraid that the only place I can afford will be in the ghetto and it'll all be torn apart and I'll only be allowed to eat one granola bar a week. I'm really stressing out about this. I don't know anything about after school life. I don't know anything about paying bills or how to buy an apartment and it's really scaring me. is there anything you know that can help me?

HI darling,

I’ve actually got a super wonderful masterpost for you to check out:

Home

what the hell is a mortgage?

first apartment essentials checklist

how to care for cacti and succulents

the care and keeping of plants

Getting an apartment

Money

earn rewards by taking polls

how to coupon

what to do when you can’t pay your bills

see if you’re paying too much for your cell phone bill

how to save money

How to Balance a Check Book

How to do Your Own Taxes

Health

how to take care of yourself when you’re sick

things to bring to a doctor’s appointment

how to get free therapy

what to expect from your first gynecologist appointment

how to make a doctor’s appointment

how to pick a health insurance plan

how to avoid a hangover

a list of stress relievers

how to remove a splinter

Emergency

what to do if you get pulled over by a cop

a list of hotlines in a crisis

things to keep in your car in case of an emergency

how to do the heimlich maneuver

Job

time management

create a resume

find the right career

how to pick a major

how to avoid a hangover

how to interview for a job

how to stop procrastinating

How to write cover letters

Travel

ULTIMATE PACKING LIST

Traveling for Cheap

Travel Accessories

The Best Way to Pack a Suitcase

How To Read A Map

How to Apply For A Passport

How to Make A Travel Budget

Better You

read the news

leave your childhood traumas behind

how to quit smoking

how to knit

how to stop biting your nails

how to stop procrastinating

how to stop skipping breakfast

how to stop micromanaging

how to stop avoiding asking for help

how to stop swearing constantly

how to stop being a pushover

learn another language

how to improve your self-esteem

how to sew

learn how to embroider

how to love yourself

100 tips for life

Apartments/Houses/Moving

Moving Out and Getting an Apartment, Part 1: Are You Sure? (The Responsible One)

Moving Out and Getting an Apartment, Part 2: Finding the Damn Apartment (The Responsible One)

Moving Out and Getting an Apartment, Part 3: Questions to Ask about the Damn Apartment (The Responsible One)

Moving Out and Getting an Apartment, Part 4: Packing and Moving All of Your Shit (The Responsible One)

How to Protect Your Home Against Break-Ins (The Responsible One)

Education

How to Find a Fucking College (The Sudden Adult)

How to Find Some Fucking Money for College (The Sudden Adult)

What to Do When You Can’t Afford Your #1 Post-Secondary School (The Sudden Adult)

Stop Shitting on Community College Kids (Why Community College is Fucking Awesome) (The Responsible One)

How to Ask for a Recommendation Letter (The Responsible One)

How to Choose a College Major (The Sudden Adult)

Finances

How to Write a Goddamn Check (The Responsible One)

How to Convince Credit Companies You’re Not a Worthless Bag of Shit (The Responsible One)

Debit vs Credit (The Responsible One)

What to Do if Your Wallet is Stolen/Lost (The Sudden Adult)

Budgeting 101 (The Responsible One)

Important Tax Links to Know (The Responsible One)

How to Choose a Bank Without Screwing Yourself (The Responsible One)

Job Hunting

How to Write a Resume Like a Boss (The Responsible One)

How to Write a Cover Letter Someone Will Actually Read (The Responsible One)

How to Handle a Phone Interview without Fucking Up (The Responsible One)

10 Sites to Start Your Job Search (The Responsible One)

Life Skills

Staying in Touch with Friends/Family (The Sudden Adult)

Bar Etiquette (The Sudden Adult)

What to Do After a Car Accident (The Sudden Adult)

Grow Up and Buy Your Own Groceries (The Responsible One)

How to Survive Plane Trips (The Sudden Adult)

How to Make a List of Goals (The Responsible One)

How to Stop Whining and Make a Damn Appointment (The Responsible One)

Miscellaneous

What to Expect from the Hell that is Jury Duty (The Responsible One)

Relationships

Marriage: What the Fuck Does It Mean and How the Hell Do I Know When I’m Ready? (Guest post - The Northwest Adult)

How Fucked Are You for Moving In with Your Significant Other: An Interview with an Actual Real-Life Couple Living Together™ (mintypineapple  and catastrofries)

Travel & Vehicles

How to Winterize Your Piece of Shit Vehicle (The Responsible One)

How to Make Public Transportation Your Bitch (The Responsible One)

Other Blog Features

Apps for Asshats

Harsh Truths & Bitter Reminders

Asks I’ll Probably Need to Refer People to Later

Apartments (or Life Skills) - How Not to Live in Filth (The Sudden Adult)

Finances - Tax Basics (The Responsible One)

Important Documents - How to Get a Copy of Your Birth Certificate (The Responsible One)

Important Documents - How to Get a Replacement ID (The Responsible One)

Health - How to Deal with a Chemical Burn (The Responsible One)

Job Hunting - List of Jobs Based on Social Interaction Levels (The Sudden Adult)

Job Hunting - How to Avoid Falling into a Pit of Despair While Job Hunting (The Responsible One)

Job Hunting - Questions to Ask in an Interview (The Responsible One)

Life Skills - First-Time Flying Tips (The Sudden Adult)

Life Skills - How to Ask a Good Question (The Responsible One)

Life Skills - Reasons to Take a Foreign Language (The Responsible One)

Life Skills - Opening a Bar Tab (The Sudden Adult)

Relationships - Long Distance Relationships: How to Stay in Contact (The Responsible One)

Adult Cheat Sheet:

what to do if your pet gets lost

removing stains from your carpet

how to know if you’re eligible for food stamps

throwing a dinner party

i’m pregnant, now what?

first aid tools to keep in your house

how to keep a clean kitchen

learning how to become independent from your parents

job interview tips

opening your first bank account

what to do if you lose your wallet

tips for cheap furniture

easy ways to cut your spending

selecting the right tires for your car

taking out your first loan

picking out the right credit card

how to get out of parking tickets

how to fix a leaky faucet

get all of your news in one place

getting rid of mice & rats in your house

when to go to the e.r.

buying your first home

how to buy your first stocks

guide to brewing coffee

first apartment essentials checklist

coping with a job you hate

30 books to read before you’re 30

what’s the deal with retirement?

difference between insurances

Once you’ve looked over all those cool links, I have some general advice for you on how you can have some sort of support system going for you:

Reasons to move out of home

You may decide to leave home for many different reasons, including:

wishing to live independently

location difficulties – for example, the need to move closer to university

conflict with your parents

being asked to leave by your parents.

Issues to consider when moving out of home

It’s common to be a little unsure when you make a decision like leaving home. You may choose to move, but find that you face problems you didn’t anticipate, such as:

Unreadiness – you may find you are not quite ready to handle all the responsibilities.

Money worries – bills including rent, utilities like gas and electricity and the cost of groceries may catch you by surprise, especially if you are used to your parents providing for everything. Debt may become an issue.

Flatmate problems – issues such as paying bills on time, sharing housework equally, friends who never pay board, but stay anyway, and lifestyle incompatibilities (such as a non-drug-user flatting with a drug user) may result in hostilities and arguments.

Your parents may be worried

Think about how your parents may be feeling and talk with them if they are worried about you. Most parents want their children to be happy and independent, but they might be concerned about a lot of different things. For example:

They may worry that you are not ready.

They may be sad because they will miss you.

They may think you shouldn’t leave home until you are married or have bought a house.

They may be concerned about the people you have chosen to live with.

Reassure your parents that you will keep in touch and visit regularly. Try to leave on a positive note. Hopefully, they are happy about your plans and support your decision.

Tips for a successful move

Tips include:

Don’t make a rash decision – consider the situation carefully. Are you ready to live independently? Do you make enough money to support yourself? Are you moving out for the right reasons?

Draw up a realistic budget – don’t forget to include ‘hidden’ expenses such as the property’s security deposit or bond (usually four weeks’ rent), connection fees for utilities, and home and contents insurance.

Communicate – avoid misunderstandings, hostilities and arguments by talking openly and respectfully about your concerns with flatmates and parents. Make sure you’re open to their point of view too – getting along is a two-way street.

Keep in touch – talk to your parents about regular home visits: for example, having Sunday night dinner together every week.

Work out acceptable behaviour – if your parents don’t like your flatmate(s), find out why. It is usually the behaviour rather than the person that causes offence (for example, swearing or smoking). Out of respect for your parents, ask your flatmate(s) to be on their best behaviour when your parents visit and do the same for them.

Ask for help – if things are becoming difficult, don’t be too proud to ask your parents for help. They have a lot of life experience.

If your family home does not provide support

Not everyone who leaves home can return home or ask their parents for help in times of trouble. If you have been thrown out of home or left home to escape abuse or conflict, you may be too young or unprepared to cope.

If you are a fostered child, you will have to leave the state-care system when you turn 18, but you may not be ready to make the sudden transition to independence.

If you need support, help is available from a range of community and government organisations. Assistance includes emergency accommodation and food vouchers. If you can’t call your parents or foster parents, call one of the associations below for information, advice and assistance.

Where to get help

Your doctor

Kids Helpline Tel. 1800 55 1800

Lifeline Tel. 13 11 44

Home Ground Services Tel. 1800 048 325

Relationships Australia Tel. 1300 364 277

Centrelink Crisis or Special Help Tel. 13 28 50

Tenants Union of Victoria Tel. (03) 9416 2577

Things to remember

Try to solve any problems before you leave home. Don’t leave because of a fight or other family difficulty if you can possibly avoid it.

Draw up a realistic budget that includes ‘hidden’ expenses, such as bond, connection fees for utilities, and home and contents insurance.

Remember that you can get help from a range of community and government organizations. 

(source)

Keep me updated? xx

every single student in the world has likely procrastinated at some point - i know i definitely have! sometimes i think it can be quite helpful because means that you don’t spend every minute of every day studying… but on the other hand, it can become very hard to beat. there are so many advice posts in the community on this topic but i thought that i would share my own tips! 

disclaimer: everyone studies differently and these are my personal tips. they may not work for you but they can be a good starting point 

What is Procrastination?

i found this little summary of procrastinating on the internet and thought it completely covered everything that i wanted to say on this point:

Procrastination is the habit of delaying an important task, usually by focusing on less urgent, more enjoyable, and easier activities instead. It is different from laziness, which is the unwillingness to act.

Procrastination can restrict your potential and undermine your career. It can also disrupt teamwork, reduce morale, and even lead to depression and job loss. So, it’s crucial to take proactive steps to prevent it.

The first step to overcoming procrastination is to recognize that you’re doing it. Then, identify the reasons behind your behavior and use appropriate strategies to manage and overcome it.

- How to Stop Procrastinating by Mindtools

so what is learnt from this is that:

procrastination is not being lazy 

it is avoiding tasks by doing other easier tasks

it can have negative effects

you need to proactively take steps to avoid it 

first, recognise the procrastinating then use strategies to break the cycle

Conventional Tips

these are the basic tips that are some of the most well-known strategies for ending procrastination and can be some of the most important steps!

1. get organised. tidy up your desk to study space because there is nothing worse than having to work in a place that is chaotic and mess. collect the information you need for the task, for example, notes you’ve made or a textbook. 

2. to-do lists are your friend. a lot of people (including me) really struggle with timetables for studying because it can seem really structured and there is no flexibility or real allowance for things that may crop up during the day (your food takes longer to cook, you have to unexpectedly do a task around the house, you get a really bad headache and need to take a break). in my opinion, to-do lists help solve this problem! you can clearly see the tasks that you want to get done for the day but you don’t have stressful time constraints. personally, i always use todoist to keep track of everything. to-do lists also make it easier to break tasks down

3. break the task down. one of the biggest cause of procrastination is having a huge task or project ahead of you because it seems really daunting and where on earth are you even going to start? so break it down *completely*. in your to-do list, don’t just write ‘german homework’, write down even task that you need to do within it and be specific: for example ‘pg. 11 ex 4a, 4b and 4c’, ‘textbook listening task on pg. 47′ and ‘250-word essay on social media in Germany’. breaking it down makes the tasks seem more attainable and when you’ve done one and you can cross it off your list, it gives you a boost to keep going

4. eliminate distractions. this is a big one. even if you do all of the above, if you are constantly being distracted by things, you aren’t going to get much done. try to find a place that is quiet enough that you can focus and you feel comfortable studying in. as well as this you need to think about what to do with your phone as the likelihood is that this will be the most distracting thing. you can simply turn it off, put on do not disturb, leave it in another room or use and app like forest (that last one is what i use and i don’t know where i would be without it!)

5. use incentives. finishing a task is an achievement so treat it like one! before you study, decide on something that you will give yourself as a reward for doing it. this may be watching that new episode of your favourite programme or a tasty snack! 

6. set timers. don’t just launch yourself into a task, because that again can make it seem daunting and feel unending. rather, set a timer for a specific time because you’ll know that you just need to focus for that specific length of time and then you can go take a break and do something nice. for timing your study sessions, you could use the Pomodoro technique 

7. allow for breaks (but try to avoid long ones). you are not a machine and as much as it would be great to be able to, you cant study for hours on end without giving your mind a break from focusing. so schedule in break time for yourself, particularly for times that you know your motivation dips, and do something nice. but be very careful that you don’t accidentally slip back into procrastinating habits and keep breaks short. unless you are very disciplined it is unlikely that an hour-long break will stay just an hour.

8. know how you study but don’t be afraid to mix it up. everyone studies differently and so there are going to be some study methods that work better for some than others. so try to make sure that you are studying smart and that you aren’t wasting your own time cause that can be incredibly unmotivating. HOWEVER, if there is anything that I’ve learnt from online school its that doing the same task all the time, every day is mind-numbingly boring and you just want to do anything else. so try to switch up what you are doing. if you usually just type notes from the textbook, maybe try doing it in a mindmap one week, or on flashcards, maybe do some practise questions to keep your mind engaged. 

9. play music. now this one really depends on the person and how you study. some people need absolute silence and that is fine, but others need something to fill the silence or maybe cover up background noise (for example if you live in a busy household). try to pick music however that is not going to distract you - the key tips for this is to pick music without lyrics. this can be classical music, video game music, or general ‘chill’ music (there are so many playlists out there for chill studying music). i personally listen to Francesco Parrino religiously while studying because he does piano covers of pop songs, so i know the songs and enjoy them but there are no lyrics that can distract me 

10. stay hydrated, well-rested and not hungry. this is part of eliminating distractions because if you are thirsty, you are going to be thinking about how you want a drink; if you are tired, you are going to be thinking about how tired you are; if you are hungry, you are going to be thinking about what you want for lunch or whatever. make sure you are hydrated, well-rested and not hungry so you can focus solely on your task or work.

Unconventional Tips

these are some slightly more unusual tips that you might not have seen before but that I’ve nevertheless found very useful!

1. video yourself or do a timelapse. this is something that I’ve only recently done because i saw a tip on this from someone during my quarantine challenge and thought that it would be cool to do. and it really works! i did it twice once when i was typing notes and a second time when i was handwriting notes and it really made me focus on what is as doing because the video put some pressure on me to look like i was properly studying - i could take a 5-minute break in the middle of my work to mess around with my pen, I just had to keep going so it really forces you to do the work. also watching the video when i was done made me really proud cause i had visual proof of how much i completed!

2. accept that some days you are going to get very little done. this may seem a little bit odd to put on a post that is meant to avoid getting nothing done but it’s actually a very important thing to remember. sometimes you need to take days off because otherwise you are going to burnout and some days you are just not going to be in the right mindset for studying because maybe you are exhausted after a big exam, or you have a headache or you feel unwell. you just need to accept it, draw a line under it, take time for yourself, and resolve yourself to work tomorrow once you feel a bit better. there is no shame in taking time to make sure you stay healthy. if you can, try to get your quickest, easiest task done so you have some sense of accomplishment.

3. ‘churn it out and f**k off’. this was my mum’s motto when she was studying and working in academia. and she recently told it to me when i was getting stressed about all the big tasks during online school. i am a perfectionist and i always want to hand in my very best work, put 100% into everything, but honestly that is impossible. some days you just need to get stuff done and if that isn’t your very best then it doesn’t matter too much because at least you got it done. and once you get it done you can just forget about it.

4. ask a friend or parent to check up on you. when you are studying by yourself it can be hard to motivate yourself because you know that no ones actually going to check whether you made those votes or did the reading, so ask a friend or someone you live with to check whether you’ve done the work or get them to read essays. you then get an external reason to study or do your tasks because you need to show them something.

5. rephrase how you think of tasks. when you think that ‘you need to do this task’ or ‘you have to get this done’, a lot of the time this causes unneeded stress and anxiety that is not going to help you at all. also it makes it seem like you are being forced to do something and human beings generally don’t act great when they are forced to do something. so try to change your language when thinking about task into one that is more forgiving such as ‘i choose to do this project so that i can go meet my friends tomorrow’ and ‘i choose to read this book now because it will help me in the lecture next week’. this is probably the most difficult strategy on this list and it will take a lot of practice (i am certainly still practising it) but in the long term, it can help you change the way in which you view studying for the better. 

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i hope this was helpful and that these tips will be useful, and perhaps you’ve discovered some new ones! if anyone has anything to add please feel free to reply or reblog with the advice <3

OUR YOUTUBE | OUR INSTAGRAM

@positiveseed

becoming a better student ₊˚⊹♡

Prepare for your classes ˚୨୧⋆｡˚ ⋆

Wake up on time. We don't want to be stressed first thing in the morning, right?

Eat breakfast. So you will be able to better focus in class.

Assigned reading and homework. Make sure you are prepared for your classes!! :)

Review your notes. Going through some of your flashcards before class is really helpful.

Check your bag and charge your devices. Ensure you have everything you need: Books, homework, chargers, pens, water...

In Class ˚୨୧⋆｡˚ ⋆

Listen and pay attention. You can save yourself a lot of trouble by simply paying attention, trust me.

Take notes. My favourite note-taking method is the Cornell method; I can make a separate post on that!! <3

"Quick notes." If you struggle with note-taking, try taking quick and messy notes. You can clean them up once you get home!!

Engage. If you have any questions or don't understand something, make sure to ask!! Most teachers really appreciate students who speak up. :)

No distractions. Turn off your phone, no chatting, you'll be glad...

After class ˚୨୧⋆｡˚ ⋆

Clean up your notes. Review them, highlight the important parts, and maybe even make them look cute!! :)

Finish your assignments as soon as you can. Go home, put on a cosy outfit, have a snack, and get working!! <3

Prepare flash cards. A great way of reviewing your notes, too... :)

Update your Study schedule. Write down any assignment and due dates, reading you must do, upcoming tests, etc...

Don't avoid topics/Subjects you dislike. I know it is tempting, but you can't avoid them forever, so you might as well get them done

Goals and Priorities. Keep them realistic and manageable.

Structure and routine ˚୨୧⋆｡˚ ⋆

Goals and Priorities. Keep them realistic and manageable.

Time management. Having a set schedule makes studying less overwhelming; it takes some discipline but is so worth it!! <3

Develop a routine. Figure out what works best for you; I prefer studying in the morning or at night.

No "zero days". Even if you can only do a bit, do it!! NO. ZERO. DAYS.

Remember your goals. Dreams will keep you motivated; remind yourself of what you're working for!! <3

Self-care and balance ˚୨୧⋆｡˚ ⋆

Don't forget about your hobbies. You need to do things that make you happy, so make time for those things!!

Maintain a balanced diet. I know chocolates and junk are tempting, especially when you are busy studying all day, but you're not doing yourself any favours.

Sleep. Sleep. Sleep. 8 Hours. Non-negotiable.

Exercise regularly. Even if it's just a walk, put on some headphones, listen to music, and give yourself a break. <3

Care for your social life. Reach out to your friends, make plans, and keep in touch; a good work-life balance is critical!!

Romanticising ˚୨୧⋆｡˚ ⋆

Study dates. Meet up with your friends at a cosy cafe, discuss your work, and have some fun!! Studying doesn't have to be all serious all the time ;)

Silly Pinterest boards. Visualising your goals will help you find motivation!!

Music to set the mood. I have a bunch of playlists on my Spotify that might help!! <3

Getting a coffee before class. A little treat before things get serious... Simple pleasures, you know? :)

Cosy sweater and candles. The cosy Rory Gilmore vibes haha...

As always, Please feel free to add your own suggestions and tips in the comments!!

✩‧₊*:・love ya ･:*₊‧✩

my masterpost | my studygram | ask me anything

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[transcript under the cut]

Other advice posts that may be of interest:

How To Study When You Really Don’t Want To

Active Revision Techniques

How To Do Uni Readings

How to Revise BIG Subjects

Common Study Mistakes

Czytaj dalej

a few people have asked for a post on how i use onenote, so here’s a quick guide! also obviously not sponsored lol

transcript below:

Czytaj dalej