Please Support This Interracial French Gay Couple And Their 20 Kids

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I guess I had so completely absorbed the prevailing wisdom that I expected people in bankruptcy to look scruffy or shifty or generally disreputable. But what struck me was that they looked so normal.

The people appearing before that judge came in all colors, sizes, and ages. A number of men wore ill-fitting suits, two or three of them with bolero ties, and nearly everyone dressed up for the day. They looked like they were on their way to church. An older couple held onto each other as they walked carefully down the aisle and found a seat. A young mother gently jiggled her keys for the baby in her lap. Everyone was quiet, speaking in hushed tones or not at all. Lawyers – at least I thought they were lawyers – seemed to herd people from one place to another.

I didn’t stay long. I felt as if I knew everyone in that courtroom, and I wanted out of there. It was like staring at a car crash, a car crash involving people you knew.

Later, our data would confirm what I had seen in San Antonio that day. The people seeking the judge’s decree were once solidly middle-class. They had gone to college, found good jobs, gotten married, and bought homes. Now they were flat busted, standing in front of that judge and all the world, ready to give up nearly everything they owned just to get some relief from the bill collectors.

As the data continued to come in, the story got scarier. San Antonio was no exception: all around the country, the overwhelming majority of people filing for bankruptcy were regular families who had hit hard times. Over time we learned that nearly 90 percent were declaring bankruptcy for one of three reasons: a job loss, a medical problem, or a family breakup (typically divorce, sometimes the death of a husband or wife). By the time these families arrived in the bankruptcy court, they had pretty much run out of options. Dad had lost his job or Mom had gotten cancer, and they had been battling for financial survival for a year or longer. They had no savings, no pension plan, and no homes or cars that weren’t already smothered by mortgages. Many owed at least a full year’s income in credit card debt alone. They owed so much that even if they never bought another thing – even if Dad got his job back tomorrow and Mom had a miraculous recovery – the mountain of debt would keep growing on its own, fueled by penalties and compounding interest rates that doubled their debts every few years. By the time they came before a bankruptcy judge, they were so deep in debt that being flat broke – owning nothing, but free from debt – looked like a huge step up and worth a deep personal embarrassment.

Worse yet, the number of bankrupt families was climbing. In the early 1980s, when my partners and I first started collecting data, the number of families annually filing for bankruptcy topped a quarter of a million. True, a recession had hobbled the nation’s economy and squeezed a lot of families, but as the 1980s wore on and the economy recovered, the number of bankruptcies unexpectedly doubled. Suddenly, there was a lot of talk about how Americans had lost their sense of right and wrong, how people were buying piles of stuff they didn’t actually need and then running away when the bills came due. Banks complained loudly about unpaid credit card bills. The word deadbeat got tossed around a lot. It seemed that people filing for bankruptcy weren’t just financial failures – they had also committed an unforgivable sin.

Part of me still wanted to buy the deadbeat story because it was so comforting. But somewhere along the way, while collecting all those bits of data, I came to know who these people were.

In one of our studies, we asked people to explain in their own words why they filed for bankruptcy. I figured that most of them would probably tell stories that made them look good or that relieved them of guilt.

I still remember sitting down with the first stack of questionnaires. As I started reading, I’m sure I wore my most jaded, squinty-eyed expression.

The comments hit me like a physical blow. They were filled with self-loathing. One man had written just three words to explain why he was in bankruptcy:

Stupid. Stupid. Stupid.

When writing about their lives, people blamed themselves for taking out a mortgage they didn’t understand. They blamed themselves for their failure to realize their jobs weren’t secure. They blamed themselves for their misplaced trust in no-good husbands and cheating wives. It was blindingly obvious to me that most people saw bankruptcy as a profound personal failure, a sign that they were losers through and through.

Some of the stories were detailed and sad, describing the death of a child or what it meant to be laid off after thirty-three years with the same company. Others stripped a world of pain down to the bare facts:

Wife died of cancer. Left $65,000 in medical bills after insurance. Lack of full-time work – worked five part-time jobs to meet rent, utilities, phone, food, and insurance.

They thought they were safe – safe in their jobs and their lives and their love – but they weren’t.

I ran my fingers over one of the papers, thinking about a woman who had tried to explain how her life had become such a disaster. A turn here, a turn there, and her life might have been very different.

Divorce, an unhappy second marriage, a serious illness, no job. A turn here, a turn there, and my life might have been very different, too.

– A Fighting Chance by Elizabeth Warren, pg. 34 - pg. 36

(Bolding mine)

Michelle Obama: "The shards that cut me the deepest were the ones that intended to cut."

Our FLOTUS Forever sat for a conversation in Denver yesterday to a crowd of mostly women and discussed many of the things she advocated for as First Lady, including nutrition and education for girls, but she also touched on the racism she experienced.

WFCO President and CEO Lauren Casteel commented that Obama broke a glass ceiling by becoming the first black first lady. She then asked which of the falling glass shards cut the deepest.

“The shards that cut me the deepest were the ones that intended to cut,” she said, referencing being called an ape and people talking about her bottom. “Knowing that after eight years of working really hard for this country, there are still people who won’t see me for what I am because of my skin color.”

She said she can’t pretend like it doesn’t hurt because that lets those who do the hurting off the hook.

“Women, we endure those cuts in so many ways that we don’t even notice we’re cut,” she said. “We are living with small tiny cuts, and we are bleeding every single day. And we’re still getting up.”

But Obama said women should own their scars. Referring to failure, she said those wounds hurt deeply but they heal with time. If women own their scars, they can encourage younger girls who are getting their first cuts.

(cont. Denver Post) 

I like this.

I understand putting on a brave face for bullies.  Don’t give them the power or satisfaction of letting them know they’ve hurt you.  It’s why we teach kids “Sticks & stones may break my bones but words will never hurt me.”  The theory is if you ignore them, they’ll leave you alone.  The bully wants to hurt you.  Their goal is to affect you and watch you react.  If you don’t give them that reaction, then they haven’t achieved their goal and they lose interest.  Maybe they realize bullying is a waste of their time and they find something else to do.

But that doesn’t mean words don’t hurt unless you allow them to.  That’s the RuPaul School of Don’t Be So Sensitive that I’ve never subscribed to, and I think what Michelle Obama said is important because it’s not really a conversation we usually have with our kids.  Somewhere along the line, bullies stopped needed a reaction.  They troll because it makes them feel good about themselves.  They feel better about their shortcomings by putting someone else down.  They try to make others feel small so they can feel bigger.  It doesn’t matter if the subject reacts or not – they’ve gotten what they wanted from just having an audience to yell at, part of which will support them and part of which will react based on the general impropriety of the trolling.

Michelle Obama is coming at this admitting that she was hurt.  That hurt didn’t stop her from working toward her goals and it didn’t make her into a horrible person, but it’s okay to acknowledge that hurt.  Other girls who are hurt by words can then look at this powerful woman and say She was affected so it’s okay that I am too, but it didn’t define her, and it doesn’t define me.

It’s a fine line to walk between acknowledging your pain and wallowing in it, but obviously Michelle Obama is the best example.  She’s probably taken more fire than any other woman on the planet and look at her, still gracious, still positive, and still inspiring others while not ignoring the negativity that was thrown her way.  Now, I’m not saying I wouldn’t love a good ol’ nasty tell-all where she gives the business to all her haters, but she’s not wired that way, and we’re still so blessed to have her.

An old and homely grandmother accidentally summons a demon. She mistakes him for her gothic-phase teenage grandson and takes care of him. The demon decides to stay at his new home.

Your human frailty is not a regrettable fault to be treated by proper self-care so you can get your nose back to the grindstone. Sickness, disability, and unproductivity are not anomalies to be weeded out; they are moments that occur in every life, offering a common ground on which we might come together. If we take these challenges seriously and make space to focus on them, they could point the way beyond the logic of capitalism to a way of living in which there is no dichotomy between care and liberation.

CrimethInc. : For All We Care : Reconsidering Self-Care (via brutereason)