Spending - Tumblr Posts

11 months ago
Spending The 4th On The Road

Spending the 4th on the Road


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1 year ago
Responsible Spending Challenge

Responsible Spending Challenge


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1 year ago

Spending the 4th on the Road

Spending The 4th On The Road

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7 months ago

Also, don't be cheap. Money is for spending, love. You make money so you can spend it, and I've insisted time and time again that you should be careful with it- but heaven's sake love don't be cheap. Is there anything more distasteful than a cheap person? Think of your friends, your romantic partner, your workspace human force. Would you like them if they were cheap?

You need money to make money- common sense. You need money to level up. You need money to exist, and that's why I dedicate so much of my time and effort to financial education. Spend your money. Carefully, but spend your money.

Here's the twist- a smart lady loves a bargain. A smart lady knows what's worth her money and what's not. A smart lady knows some things she can get for free, but chooses not to. A smart lady knows somethings are cheaper in the same quality and quantity, but chooses to pay the higher price. Buying a digital copy of a book when there are free websites that you can read them for free is smart lady behavior. Buying an online course when that information is free online is smart lady behavior. Paying for coaching or mentorship when you can easily figure it out yourself is smart lady behavior. It's a thatbitch thing. Peak thatbitchism.

How is it smart to spend money on things you can get for free?

Respect.

It's that simple. Respect.

Money is energy. It's not a piece of paper it's hours of your life that you poured into labor to earn. It's a piece of your life. It's hours you've traded for. Sometimes it's more than just time it's all the friendships you lost because you were too busy. It's the secrets you kept from mom because she wouldn't have approved. It's the vacations you didn't take and dates you canceled and homework you submitted late and medical bills you now have from the working conditions. Money, to middle and lower class women, is literally a piece of your life. That's why you value it so much you bled for it. When you exchange it for something, you respect the thing that much. You use that thing to your max. You utilize every part of it. You bled for it, you'll get your money's worth.

The reason that PDF you downloaded for free has been sitting in your Files for months but the library book is getting used is the library book is balanced- you exchanged energy for it. You lose it you pay- that's balance. Time urgency, your time with it is limited. Difference between your Dior lipstick and 5$ lip balm is one of them cost a week's worth of labor- so you only wear it on special occasions. Your target bag could carry your leftovers from the party but your birkin??? Birkin??? One scratch and you have a heart attack. Why? You exchanged months of your life for it. The more you pay for something the more you respect it. Why? There's a balance of exchange of energy. Free lunch doesn't taste good because you haven't bled for it. That first five star meal on your paycheck will taste like heaven when it's not as good as your mom's because your mom's is free and guaranteed but that five star you bled for it.

If it's exclusive, you'll cherish it more, you bled to access it. The science of luxury & why it's popular among and marketed to the poor is that its proof of how much you've bled. A Chanel bag to the middle class girlie is everything but Princess Charlotte couldn't care, she doesn't work for it.

If you want to respect it, earn it.

Heres a better example - all the level up blogs you reblog for free, including mine- be honest, have you utilized them? Be honest with yourself here, love, don't you lose interest after seeing the next dopamine inducing post?? You don't take them seriously, now, do you? If you did you'd be untouchable. If you took every *how to be that girl this June* post seriously you'd be so high we couldn't reach you, but you don't. Not because the information isn't useful, it is. But because it's free. There's no respect for it. You don't respect it because you haven't exchanged energy for it. Just half, if you took HALF of your reblogs seriously. Of the you tube videos you binge on seriously. Of your tiktokers seriously, just half. Scrap that- 0.000008 seriously, you'd be untouchable. But you don't. Because you can't. Because there's no exchange of energy. If it's free, or cheap. It's useless.

If you're a billionaire the four seasons and birkins and a Porsche are useless, you didn't bleed for it. You're not exchanging energy you're exchanging paper. The middle and lower class suffer more but live fuller lives because we exchange energy for things. Money is easy to make so the middle class live happy lives but the ultra rich suffer because they do not know what it means to panic when you get a headache because if it's a tumor you're cooked, your insurance can't cover that- so consecutively they don't know the relief of finding out it was in fact just a headache. We wake up and grind and fight with our bosses and hate on our coworkers then we go home and complain life is hard and that cup of noodles is heaven because we had a full day earning it and that makes us happy. So that one meal at a four star gets 58979 pics, you savor every single bite, you remember it for the next ten years and promise yourself you'll go back so you work harder- and so you live a full life. You exchange energy.

I tell my mentees if you can easily afford it bargain and get it cheaper or for free it doesn't matter it'll feel the same and you get to save money- pay full amount when it hurts you to. Money doesn't buy items it buys experiences. If you're going to a cheap theme park bring your friends with you so you experience the happiness or go because it reminds you of being seven but once every month try a restaurant just above what you can easily afford and buy the experience - you'll remember it for life. Yes YouTube can teach you styling in minutes (& they're accurate with it) but paying a stylist a ridiculous amount for the same knowledge will do you more good because you'll remember and cherish it for life - you exchanged yours for it. If you can easily afford a safari to Kenya go once and bring your friends so you enjoy it or you'll be on your phone the whole time because it came easy. Easy + cheap = useless, you won't like it, it will not be memorable and you will not really use it. Yes you can easily download that book but go buy it, you have a higher chance of actually reading it that way.

If you can easily afford Chanel buy 2 items to show that you can, in fact, afford Chanel (& make them accessories) then have your local tailor make you clothes you like because it's the same thing you just save money. Chanel is only Chanel if you can't easily afford it so you cherish that bag with your life (just to be clear, we do know that chanel is just highrise Zara, right???????) . Go to Hawaiii so you can swap stories with your friends but work on going to a place that requires more energy, go to somewhere you can't easily go. In high school my politician to be classmates would go to third world countries to sleep in local motels or cheap places because that's more memorable to them, they've been to Gstaad since they were born and like I said- money is for buying experiences.

If you can easily afford it, get 2 or 3 just to show that's your standard then get the rest cheap and on bargain save your money. If you cant easily afford it still get 2 or 3 just to show you can then save your money you need it more & you'll cherish those 2 for the rest of your life, even long after you can buy the whole company .

You want to level up, pay 100$ for the membership into that group doesn't matter if they say obvious stuff you'll do it . you'll take the advice given seriously because it cost you .if 100$ is nothing to you just go to a therapist or something you don't need it. It won't help you. Get into as many exclusive places as you can, at a price that will hurt you a little (a little. If you burn your whole paycheck like you don't have other things to spend on you're stupid) and you'll feel it so you can fully enjoy it.

Free is useless unless you couldn't have it any other way. Free clothes to the homeless aren't useless to them, they couldn't have accesed them any other way but free clothes to your boss's daughter is pitiful shell thank you then throw them to the back of her closet & hate you for it. If it comes easy bargain and save money it'll feel the same.

Don't be cheap.

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